Great news is this QQ? Any concept just how much it is gonna soon add up to?
Yes sorry .. QQ .. It’s 1437 plus 8% for 4 years X
Duane Castleman says
Did they provide you any such thing to their final reaction first? They did in my opinion but we almost dropped down my seat laughing whenever we read it!!
Yes i do believe about 300 .
It has been therefore helpful We have sent the next e-mail when I had most of the loans back at my credit report to PDUK and QQ hoping I have a reaction back any such thing is likely to be an added bonus legit payday loans in Oregon if i will be truthful when I simply require these defaults off my account they’ve been destroying my likelihood of buying a home.
Just gotten this today. The could be the answer the letter that is template ? Does not seem sensible ? Anybody had this of can provide me personally some advice many thanks for the inquiry along with your persistence while we carried out our investigation. Our company is necessary to make sure that your credit history is as much as date. Our responsibility to report and improve your loan information to credit reference agencies is placed forth inside our privacy. Please bear in mind, in the event the contractual repayment contract ended up being perhaps not honoured, this could affect your credit report adversely, including a standard being registered.
Our records suggest loan 1666952 and loan 1772628 contractual payment dates had been maybe maybe maybe not honoured. We reached off for you many times to e to an inexpensive repayment arrangement; but, all tries to find an appropriate re re payment arrangement went unanswered. You had been supplied with that loan of 400.00 GBP on 02/08/2010. Your loan had been extended a complete of 4 times. Your last expansion cost re re payment and payment that is final never ever gotten in complete. Which caused the mortgage to default and later on utilized in a party collection agency that is third.
With the defaults were said by this being registered is accurate and certainly will perhaps perhaps not eliminated.
Since this really is our last reaction with regards to your issues to your above referenced account, if you should be perhaps not pleased with this oute i have to ensure that you know about the greatest accessibility to the Financial Ombudsman provider. You’ve got the directly to refer your plaint into the Financial Ombudsman provider, totally free you should do therefore within half a year regarding the date of the page. The Ombudsman will not have our permission to consider your plaint and so will only be able to do so in very limited circumstances if you do not refer your plaint in time. As an example, if the Ombudsman thinks that the wait ended up being as a total results of excellent circumstances. We have supplied you with a hyperlink into the leaflet for the information to work with you if you choose to pursue this further plan of action. They could be contacted at
Sara (Financial Obligation Camel) says
By mistake as you have just sent off the plaint, I am wondering if this should actually be addressed to someone else and it has e to you? Do the loan is recognised by you figures / dates they mention?
Hi Sara, Everyone Else
We haven’t updated in a little while but have always been very happy to say i acquired a reimbursement of just below 3k from Wonga following the matter went along to an Ombudsman (they ignored the adjudicator). The entries have been taken off my credit score but I’m surprised to look at rating (that we realize is basically worthless anyhow but nevertheless) has had a total battering. I was thinking having these entries eliminated would do miracles for my credit file??
Additionally recently possessed a judgement from an Ombudsman according of Quickquid. Am expecting over 3k right right straight back they take to pay out from them- any ideas how long? It’s been a now and not a word from them despite my repeated emails to them week. Many Many Thanks all. Jo
Sara (Financial Obligation Camel) says
Until you had defaults or want to get home financing, having paid back loans that are payday doesn’t boost your score much.
Good to know the Ombudsman upholding another QQ plaint.
Hi, exactly like to express that Wonga have actually released me personally with a 3512 reimbursement and I also have accepted. I would personally have in all probability been eligible for a lot more than that but i simply desired the nightmare to get rid of. To not times that are bad 6 months from original plaint
I will be along the way with QQ. Nevertheless they appear to there be dragging heels a little.
I will be reviewing how many other panies caused me therefore much difficulty and despair.
Sara (Financial Obligation Camel) says
great – you’re the person that is second to have an offer in less than 2 months 🙂
Quickquid took over 2 months to obtain back into me personally making an offer we expected of 150 from reading these posts. They were told by me where you should go and left it because of the Ombudsman whom upheld the plaint and awarded me around 1700. QQ took about 10 times to spend once I expected them to use the complete 30 trading days.
Congrats. QQ did exactly the same if you ask me offered me 150 so that it’s gone towards the ombudsman.
This website is great! After reading most of the ments and success tales on right here, I made a plaint to QQ. They took the entire 2 months to produce an offer of 150. We rejected their offer and contacted the ombudsman – within 30 days We have actually an offer of 1894.30 . ? Ombudsman stated they couldn’t make sure that all of the loans had been unaffordable nonetheless they could see we had bee determined by them ? Just waiting for repayment now
Sara (Debt Camel) says
Exemplary – had been this from an Adjudicator or achieved it need certainly to visit Ombusdman level?
Simply the adjudicator. I experiencedn’t supplied any bank statements or payslips like QQ had expected either, simply my page of plaint.
I acquired the standard questionnaire from QQ and p2p today simply over per week after requesting soa. Sent an image of payslip showing my wage slip can’t find bank declaration. Additionally told them i acquired letter that is template a financial obligation advise web web web page no name mentioned as nothing in connection with them. Simply have to settle-back and wait now! Also payday express contacted me wanting us to verify current email address ? Simply wonga to reply now others have actually answered roll on sept whenever it will all be sorted could keep updated when I get hopefully info and provides
Almost three weeks hence, we sent down plaints to QQ also to Wonga. Today, we delivered another one off to Wage Day Advance – I was thinking the interest on that loan was reasonable nevertheless when I looked straight back I became repaying 94 per month for just two years….and the loan that is initial been for 300!
